“If Nothing Changes…Nothing Changes” is headquartered in Richmond California. For more than 18 years, this premier coaching practice has provided women and men with effective coping strategies, emotional support, and resourceful alternatives so they can experience significant increases, success, and higher awareness in their personal life. The firm specializes in finding practical solutions to problems, […]
This was a great day at Richmond City Council. RNHS participated in a listening session to address source of income discrimination and multi-credit report fee; a huge hurdle for community members trying to secure rental housing. Richmond City Council voted unanimously to review our recommendations and tasked city staff to see how the recommendations could […]
Why CRA is important to prospective homeowners When purchasing a home most of us will have to borrow from a lender. Whether it be a bank, credit union or private lender a mortgage is probably going to be in the cards. If you’re a first time homebuyer that is unable to secure the typical 0-3% […]
If you have any interest in owning a home or if you’ve been looking into real-estate, you’ve probably seen ‘AMI’ referred to often. AMI is an abbreviation for ‘area median income,’ this is a statistic by the U.S. Department of Housing and Urban Development (HUD) for purposes of determining the eligibility of applicants for certain federal […]
Years ago going to college meant an increase in earnings potential; which translated to your ability to own a home. A place to call your own, a lawn to mow, a place to invite guests, spend holidays and relax is the dream of most. While getting an education is still important, one must also consider […]
We couldn’t let homeownership month go by without celebrating the opportunity of owning your own. Homeownership is a dream for many people, which is why we celebrate National Homeownership Month every June. This year, Richmond Neighborhood Housing Services wants to celebrate and give back by sharing some tips for homebuyers! Whether it’s your first time […]
Single women and mothers often face a unique set of challenges, especially when it comes to buying a new home. With only one income on which to support a family, finding approval for a home mortgage can be trying. Many assistance programs are available to help overcome challenges such as a modest income, short or […]
Fair Housing Month serves as a reminder and a celebration of the Fair Housing Act, which makes it illegal to discriminate in housing based on race, color, sex, national origin, religion, familial status, or disability. The legislation was signed into law by President Lyndon Johnson on April 11, 1968. Each April, we come together as […]
Welcome to the biggest fight in decades for fairness in America’s housing and finance laws
The Community Reinvestment Act was a landmark civil rights law passed in 1977 to end discrimination that was once common in America’s banking and housing markets. Discrimination in lending is still a problem, and we’re concerned about ideas from some regulators that would substantially weaken the law. We can’t allow that to happen. Click here to learn more or to learn how you can take action.
Housing Policy and Belonging in Richmond
What does it mean to really belong in Richmond? How do our homes shape how we think of who belongs? What solutions and actions are needed to achieve a city where everyone belongs? The stories, poetry, data, images, and policies that make up this report published by UC Berkeley’s Haas Institute for a Fair and Inclusive Society, center on these questions.
Much of the research and creative development of this report was done by the Staying Power Fellows, a group of Richmond residents impacted by the housing crisis who over the past year carried out interviews, analyzed data, read reports and analyzed their own experience. The research in this report also comes from the insights and ongoing work of many Richmond-based organizations and other residents. On June 3, 2017, eight organizations co-sponsored a Citywide Housing Symposium, where over 100 participants discussed housing issues in Richmond and policies to address them. Public spaces for community leaders working on these issues have also been a source and a sounding board for the research, including the GRIP Social Justice Forum and the Richmond Progressive Alliance Housing Action Team.
State Area Median Income (AMI) Level Document – State Income Limits for 2017