This was a great day at Richmond City Council. RNHS participated in a listening session to address source of income discrimination and multi-credit report fee; a huge hurdle for community members trying to secure rental housing. Richmond City Council voted unanimously to review our recommendations and tasked city staff to see how the recommendations could […]
Why CRA is important to prospective homeowners When purchasing a home most of us will have to borrow from a lender. Whether it be a bank, credit union or private lender a mortgage is probably going to be in the cards. If you’re a first time homebuyer that is unable to secure the typical 0-3% […]
If you have any interest in owning a home or if you’ve been looking into real-estate, you’ve probably seen ‘AMI’ referred to often. AMI is an abbreviation for ‘area median income,’ this is a statistic by the U.S. Department of Housing and Urban Development (HUD) for purposes of determining the eligibility of applicants for certain federal […]
Years ago going to college meant an increase in earnings potential; which translated to your ability to own a home. A place to call your own, a lawn to mow, a place to invite guests, spend holidays and relax is the dream of most. While getting an education is still important, one must also […]
We couldn’t let homeownership month go by without celebrating the opportunity of owning your own Homeownership is a dream for many people, which is why we celebrate National Homeownership Month every June. This year, Richmond Neighborhood Housing Services wants to celebrate and give back by sharing some tips for homebuyers! Whether it’s your first time […]
Single women and mothers often face a unique set of challenges, especially when it comes to buying a new home. With only one income on which to support a family, finding approval for a home mortgage can be trying. Many assistance programs are available to help overcome challenges such as a modest income, short or […]
Fair Housing Month serves as a reminder and a celebration of the Fair Housing Act, which makes it illegal to discriminate in housing based on race, color, sex, national origin, religion, familial status, or disability. The legislation was signed into law by President Lyndon Johnson on April 11, 1968. Each April, we come together as […]
Beyoncé has said that she truly believes that women should be financially independent from their men. Beyoncé must have her finger on the pulse of gender financial decision making, because it looks like women are starting to take big steps in that area. We all know men and women have the inclination to think differently about lots […]
Change is an inevitable part of life. That’s a saying that we’ve all come across many times in our lives, and it can be applied to events both monumental and insignificant. It goes without saying that we, as Americans, see change with every election cycle. Sometimes, the changes our elected officials enforce don’t seem to […]
